Terms of Use

Guidelines for Using the Harbur Realty Website and Online Services

Effective Date: July 14, 2026
Last Updated: July 14, 2026

These Terms of Use (“Terms”) govern your access to and use of the Harbur Realty website and any related webpages, property-search tools, home-valuation tools, forms, downloads, event registrations, book-ordering features, and online services that link to these Terms, collectively referred to as the “Site.”

The Site is owned or operated by Harbur Realty (“Harbur Realty,” “we,” “us,” or “our”).

Please read these Terms carefully. By accessing or using the Site, creating an account, submitting a form, registering for an event, downloading a resource, or placing an order, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, do not use the Site.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to create an account, request real estate services, register for a paid event, or purchase a product through the Site.

By using the Site, you represent that you meet these requirements.

The Site is intended primarily for individuals seeking real estate information, products, resources, or services in the United States.

2. Changes to These Terms

We may revise these Terms periodically to reflect changes in our services, technologies, business operations, or legal obligations.

When changes are made, we will post the revised Terms on the Site and update the “Last Updated” date. Changes will become effective when posted unless another effective date is stated.

Your continued use of the Site after revised Terms are posted constitutes your acceptance of the updated Terms.

3. General Information Only

The Site provides general information about:

  • Residential real estate
  • Buying and selling homes
  • Available property listings
  • Home valuations
  • Neighborhoods and communities
  • Senior housing and moving transitions
  • Workshops and events
  • Books, guides, checklists, and educational resources
  • Harbur Realty’s services

Site content is provided for general informational and educational purposes. It is not a substitute for advice based on your individual circumstances.

Nothing on the Site constitutes legal, tax, accounting, financial, lending, appraisal, inspection, engineering, medical, senior-care, or other professional advice. You should consult an appropriately qualified professional before making decisions requiring specialized advice.

4. No Brokerage or Agency Relationship Created by Site Use

Accessing the Site, viewing a property, creating a saved search, requesting a home valuation, downloading a resource, communicating through a form, or receiving general information does not, by itself, create:

  • A broker-client relationship
  • An agency relationship
  • A fiduciary relationship
  • A buyer-representation agreement
  • A listing agreement
  • An obligation to purchase or sell real estate
  • An exclusive relationship with Harbur Realty or any agent

A real estate brokerage or agency relationship will be created only through an appropriate written agreement signed by the relevant parties when required.

Submitting an inquiry does not guarantee that Harbur Realty or a particular agent will be able to represent you. Representation may be subject to availability, geographic limitations, conflicts of interest, licensing requirements, brokerage policies, and execution of appropriate agreements.

5. Property Listings and IDX/MLS Information

The Site may display property listings and related information supplied through an Internet Data Exchange, Multiple Listing Service, participating real estate brokers, listing agents, public records, or other third-party sources.

Property information may include:

  • Listing prices
  • Property descriptions
  • Photographs
  • Square footage
  • Lot dimensions
  • Room dimensions
  • School-zone information
  • Tax information
  • Property features
  • Availability and listing status
  • Maps and location information
  • Open-house information

Although Harbur Realty seeks to provide useful information, listing data may contain errors, omissions, delays, or outdated information. Property information is deemed reliable but is not guaranteed.

Listings may be modified, withdrawn, placed under contract, sold, rented, or otherwise become unavailable without notice. The display of a property on the Site does not guarantee that it remains available.

You should independently verify all information that is material to your purchasing, selling, leasing, financing, or investment decisions. This includes property condition, dimensions, square footage, boundaries, taxes, schools, zoning, utilities, permits, insurance availability, homeowners’ association requirements, environmental conditions, and legal restrictions.

Nothing displayed on the Site constitutes an offer, acceptance, contract, appraisal, inspection, title opinion, guarantee, or representation that a particular property is suitable for your needs.

6. Permitted Use of Listing Information

Property-listing information is provided solely for your personal, noncommercial use in evaluating real estate.

Unless expressly authorized in writing, you may not:

  • Copy or republish listing information in bulk
  • Download or extract listing data using automated tools
  • Scrape, crawl, index, or harvest property information
  • Create a competing real estate database or service
  • Use listing content for unsolicited marketing
  • Resell, sublicense, or commercially exploit listing data
  • Remove copyright, brokerage, MLS, or attribution notices
  • Modify listing information in a misleading manner
  • Use listing information in violation of applicable MLS rules

Rights in listing information, photographs, descriptions, and related content may belong to listing brokers, photographers, MLS organizations, licensors, or other third parties.

7. Home-Valuation Tools and Estimates

The Site may offer automated or agent-assisted home-valuation tools.

Any online valuation, estimated market value, price range, comparable-property analysis, or related result is provided for informational purposes only. It is not:

  • A formal appraisal
  • A broker price opinion unless specifically identified as such
  • A guarantee of a listing price
  • A guarantee of a sale price
  • A guarantee that a property can be sold within a particular period
  • An offer to purchase or list a property
  • A substitute for an in-person property evaluation

Valuation results may be based on public records, automated models, third-party databases, market trends, comparable sales, and information you provide. These sources may be incomplete, inaccurate, or outdated.

A property’s actual value and marketability may be affected by its condition, location, improvements, defects, legal status, market changes, financing conditions, buyer demand, and other factors that an automated tool cannot fully evaluate.

8. Property-Search Accounts and Saved Searches

Certain Site features may allow you to create an account, save favorite properties, establish saved searches, or receive listing alerts.

You agree to:

  • Provide accurate and current information
  • Maintain the confidentiality of your login credentials
  • Use your account only for lawful personal purposes
  • Notify us if you suspect unauthorized account access
  • Accept responsibility for activity occurring through your account

You may not impersonate another person, create an account using false information, share access in a manner that violates these Terms, or use an account to collect listing data for commercial purposes.

We may suspend or close an account that is inactive, compromised, used unlawfully, or used in violation of these Terms.

We do not guarantee that saved properties, searches, alerts, account histories, or preferences will remain available indefinitely.

9. Appointments, Property Showings, and Consultations

The Site may allow you to request an appointment, consultation, property showing, or telephone call.

A submission is a request only. An appointment or showing is not confirmed until Harbur Realty or the appropriate agent provides confirmation.

Availability may change, and we may reschedule or decline a request due to property availability, seller instructions, scheduling conflicts, safety concerns, geographic limitations, agency conflicts, or other reasonable circumstances.

You agree to provide accurate contact and scheduling information and to notify us promptly if you cannot attend a confirmed appointment.

10. Workshops and Events

Harbur Realty may offer workshops, seminars, webinars, presentations, or other events.

Event content is provided for general educational purposes and does not constitute individualized professional advice or establish a brokerage or professional-client relationship.

Event dates, times, locations, speakers, formats, and content are subject to change. Harbur Realty may reschedule, relocate, modify, or cancel an event when reasonably necessary.

Registration fees, cancellation policies, refund terms, attendance requirements, and other event-specific conditions will be disclosed during registration or in related event materials. Those event-specific terms are incorporated into these Terms.

When event-specific terms conflict with these general Terms, the event-specific terms will control with respect to that event.

Harbur Realty is not responsible for travel, lodging, childcare, lost work time, or other expenses incurred in connection with an event unless expressly agreed in writing.

11. Books, Products, and Online Orders

The Site may allow you to purchase books, educational materials, or other products.

Product Information

We make reasonable efforts to display product descriptions, images, availability, and pricing accurately. However, typographical errors, incorrect prices, inaccurate descriptions, or availability issues may occur.

Product images are illustrative, and the appearance of a physical product may vary slightly from its online presentation.

Order Acceptance

Submitting an order does not mean the order has been accepted. Harbur Realty may accept, decline, limit, or cancel an order for reasons including:

  • Product unavailability
  • Pricing or description errors
  • Suspected fraud
  • Payment authorization problems
  • Shipping limitations
  • Duplicate or excessive orders
  • Violation of these Terms

If we cancel an order after payment has been processed, we will issue an appropriate refund to the original payment method.

Pricing and Taxes

Prices are shown in U.S. dollars unless otherwise stated. Applicable taxes, shipping charges, handling fees, or other costs may be added and displayed before checkout.

Payments

Payments may be processed by a third-party payment provider. Your use of the payment service may be subject to that provider’s terms and privacy policy.

You represent that you are authorized to use the payment method submitted with an order.

Shipping and Fulfillment

Shipping and delivery dates are estimates and are not guaranteed. Harbur Realty is not responsible for delays caused by carriers, incorrect addresses, weather, supply interruptions, or events beyond our reasonable control.

You are responsible for providing a complete and accurate shipping address.

Returns, Refunds, and Cancellations

Any return, refund, exchange, or cancellation terms displayed on a product page, at checkout, or in an order confirmation are incorporated into these Terms.

When specific terms are not displayed, contact Harbur Realty at rsharbur@gmail.com regarding a return or order concern. Nothing in these Terms limits any nonwaivable consumer rights provided by applicable law.

12. Downloadable Resources and Educational Materials

Harbur Realty may provide guides, checklists, ebooks, worksheets, neighborhood information, presentations, or other downloadable materials.

Unless otherwise stated, these resources are licensed to you for your personal, noncommercial use only.

You may download and print a reasonable number of copies for your own use. You may not, without written permission:

  • Republish the materials
  • Sell or sublicense them
  • Distribute them as your own
  • Remove branding or copyright notices
  • Modify them to create a competing product
  • Use them for commercial training or consulting
  • Upload them to a shared public database
  • Use them in a manner that implies Harbur Realty’s endorsement

Downloadable materials may become outdated as laws, markets, services, and industry practices change. Harbur Realty is not obligated to update previously downloaded materials.

13. Email, Telephone, and Text Communications

By submitting your contact information, you authorize Harbur Realty and agents acting on its behalf to respond regarding your inquiry, property search, valuation request, registration, order, or requested service.

Depending on the consent you provide, communications may include:

  • Individual telephone calls
  • Individual text messages
  • Property alerts
  • Appointment reminders
  • Transactional messages
  • Marketing emails
  • Marketing text messages
  • Automated or recurring messages

Consent to receive marketing calls or text messages is not a condition of purchasing goods or services or entering into a real estate relationship.

Message frequency may vary, and message and data rates may apply.

You may opt out of marketing emails by using the unsubscribe link included in the message.

You may opt out of marketing text messages by replying STOP. You may reply HELP for assistance or email rsharbur@gmail.com.

An opt-out request may not prevent communications that are necessary to respond to an active request, administer a transaction, provide an ordered product, or deliver another service you requested, where permitted by law.

14. User Submissions

You may submit inquiries, messages, property information, registration information, reviews, testimonials, photographs, or other materials through the Site.

You retain ownership of original content you submit. However, you grant Harbur Realty a nonexclusive, worldwide, royalty-free license to use, reproduce, store, process, and transmit submitted content as reasonably necessary to:

  • Respond to your request
  • Provide requested services
  • Administer an account, registration, or order
  • Communicate with agents or providers you request
  • Operate and protect the Site
  • Comply with legal obligations
  • Use a testimonial, review, photograph, or similar material when you have authorized its promotional use

You represent that:

  • The information you submit is accurate
  • You have the right to submit it
  • It does not violate another person’s rights
  • It is not unlawful, fraudulent, threatening, defamatory, obscene, or harmful
  • It does not contain malicious code or unauthorized advertising

Do not submit confidential information belonging to another person unless you are authorized to do so.

Please do not submit Social Security numbers, financial account credentials, medical records, health information, or other highly sensitive information through general Site forms.

15. Acceptable Use

You may use the Site only for lawful purposes and in accordance with these Terms.

You may not:

  • Violate any applicable law or regulation
  • Use the Site for fraudulent or deceptive purposes
  • Impersonate another person or misrepresent your identity
  • Submit false or misleading information
  • Interfere with the Site’s operation or security
  • Attempt to gain unauthorized access to an account or system
  • Circumvent access controls or security measures
  • Introduce viruses, malware, or harmful code
  • Conduct denial-of-service attacks
  • Use bots, crawlers, scrapers, or automated extraction tools without permission
  • Harvest email addresses, telephone numbers, or other personal information
  • Send spam or unsolicited marketing
  • Use Site information to discriminate unlawfully
  • Copy, reproduce, or commercially exploit Site content without authorization
  • Use the Site to develop or train a competing product, service, database, or artificial intelligence system
  • Assist another person in engaging in prohibited conduct

We may investigate suspected violations and cooperate with law enforcement or other authorities when appropriate.

16. Fair Housing and Equal Opportunity

Harbur Realty supports equal housing opportunity and provides services in accordance with applicable federal, state, and local fair housing laws.

The Site may not be used to request, promote, facilitate, or engage in unlawful housing discrimination.

Harbur Realty does not intend for neighborhood descriptions, property-search tools, listing information, maps, photographs, or other Site content to indicate a preference for or against any person based on a legally protected characteristic.

Users should evaluate properties and communities based on their own lawful needs and independently verified information.

17. Intellectual Property

The Site and its original content, design, layout, branding, text, graphics, logos, icons, videos, downloads, software, and other materials are owned by or licensed to Harbur Realty and are protected by copyright, trademark, and other intellectual property laws.

Harbur Realty grants you a limited, revocable, nonexclusive, nontransferable license to access and use the Site for your personal, lawful, noncommercial use.

Except as expressly permitted, you may not:

  • Copy or reproduce Site content
  • Modify or create derivative works
  • Publish or publicly display Site content
  • Sell, license, or commercially exploit Site content
  • Remove copyright, trademark, or attribution notices
  • Use Harbur Realty’s name, logo, or branding without written permission
  • Frame or mirror the Site on another website
  • Suggest an affiliation with or endorsement by Harbur Realty without authorization

Third-party names, property photographs, listing data, trademarks, and logos appearing on the Site remain the property of their respective owners.

No rights are granted except those expressly stated in these Terms.

18. Copyright Concerns

Harbur Realty respects intellectual property rights.

A copyright owner or authorized representative who believes that material on the Site infringes a copyright may contact us at rsharbur@gmail.com.

Please include:

  • Identification of the copyrighted work
  • Identification and location of the allegedly infringing material
  • Your name and contact information
  • A statement explaining your good-faith belief that the use is unauthorized
  • A statement that the information submitted is accurate
  • Confirmation that you are the copyright owner or are authorized to act for the owner
  • Your physical or electronic signature

We may remove or restrict access to material while evaluating a complaint.

19. Third-Party Websites and Services

The Site may contain links to or integrations with third-party websites and services, including:

  • IDX and MLS platforms
  • Home-valuation providers
  • Mapping services
  • Video-hosting platforms
  • Social media platforms
  • Appointment schedulers
  • Event-registration systems
  • Payment processors
  • E-commerce providers
  • Shipping providers
  • Lenders, title companies, inspectors, contractors, movers, or other requested providers

Third-party services are not controlled by Harbur Realty. A link, listing, integration, or reference does not necessarily constitute an endorsement, guarantee, partnership, or representation concerning that third party.

Your use of a third-party service is governed by that provider’s own terms, policies, and practices.

Harbur Realty is not responsible for:

  • Third-party content
  • The availability of third-party services
  • Products or services offered by third parties
  • Third-party privacy or security practices
  • Statements or representations made by third parties
  • Losses arising from your dealings with third parties

You should independently evaluate a provider before entering into a transaction or sharing information.

20. Referrals and Requested Service Providers

At your request, Harbur Realty may introduce you to or provide your information to an affiliated Realtor, lender, title company, inspector, contractor, mover, senior-living professional, or another service provider.

Unless expressly stated in writing:

  • The provider is an independent business
  • Harbur Realty does not control the provider’s services
  • You are responsible for selecting and evaluating the provider
  • Harbur Realty does not guarantee the provider’s work, availability, pricing, licensing, insurance, or suitability
  • Any agreement for services is between you and the provider

A referral does not guarantee a particular result and should not replace your own due diligence.

21. Privacy

Our collection, use, and disclosure of personal information are described in the Harbur Realty Privacy Policy.

The Privacy Policy is incorporated into these Terms by reference. By using the Site, you acknowledge the practices described in the Privacy Policy.

22. Site Availability and Changes

We may modify, suspend, restrict, or discontinue any portion of the Site at any time.

We do not guarantee that:

  • The Site will always be available
  • Access will be uninterrupted
  • Property data will update immediately
  • Saved searches or alerts will always be delivered
  • Errors will always be corrected
  • The Site will be free from harmful components
  • A particular feature, product, listing, event, or service will remain available

We may conduct maintenance, replace service providers, alter features, or restrict access without prior notice.

23. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND ALL CONTENT, LISTINGS, ESTIMATES, DOWNLOADS, PRODUCTS, AND SERVICES MADE AVAILABLE THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

HARBUR REALTY DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND QUIET ENJOYMENT.

Harbur Realty does not warrant that:

  • Site content is complete, accurate, or current
  • A property is available or suitable
  • A valuation estimate reflects actual market value
  • A property will sell or be purchased at a particular price
  • A transaction will close
  • A saved-search alert will identify every matching property
  • Use of the Site will produce a particular result
  • The Site will be uninterrupted, secure, or error-free

Some jurisdictions do not permit the exclusion of certain warranties. In those jurisdictions, the exclusions apply only to the extent permitted by law.

24. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HARBUR REALTY AND ITS OWNERS, AGENTS, AFFILIATED REALTORS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.

This includes damages arising from:

  • Use of or inability to use the Site
  • Reliance on Site information
  • Listing errors or omissions
  • Property availability
  • Home-valuation estimates
  • Lost data or account information
  • Missed alerts or communications
  • Third-party websites or providers
  • Unauthorized access to information
  • Business interruption
  • Lost revenue, profits, opportunities, or goodwill

To the maximum extent permitted by law, Harbur Realty’s total liability arising from the Site or these Terms will not exceed the greater of:

  1. The amount you paid directly to Harbur Realty through the Site for the specific product or service giving rise to the claim during the six months before the event giving rise to liability; or
  2. One hundred dollars.

These limitations apply regardless of the legal theory asserted and even if Harbur Realty was advised that damages were possible.

Nothing in these Terms excludes liability that cannot lawfully be excluded or limited.

25. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Harbur Realty and its owners, agents, affiliated Realtors, employees, contractors, licensors, and service providers from claims, liabilities, damages, losses, judgments, and reasonable expenses arising from:

  • Your misuse of the Site
  • Your violation of these Terms
  • Your violation of applicable law
  • Information or material you submit
  • Your infringement of another person’s rights
  • Fraudulent, misleading, or unlawful conduct through your account

Harbur Realty may assume control of the defense of a matter subject to indemnification. You agree to reasonably cooperate with that defense.

26. Suspension and Termination

We may suspend, restrict, or terminate your access to the Site or an account if we reasonably believe that you:

  • Violated these Terms
  • Used the Site unlawfully
  • Created a security risk
  • Submitted fraudulent information
  • Misused listing data
  • Interfered with Site operations
  • Infringed another person’s rights

You may stop using the Site at any time.

Provisions that by their nature should survive termination will remain effective, including provisions concerning intellectual property, disclaimers, limitations of liability, indemnification, and dispute resolution.

27. Governing Law and Venue

These Terms are governed by the laws of the State of Tennessee, without regard to conflict-of-law principles.

Any legal action arising from the Site or these Terms must be brought in a state or federal court with jurisdiction in Shelby County, Tennessee, unless applicable law requires another location.

You consent to the personal jurisdiction and venue of those courts.

28. Time Limit for Claims

To the extent permitted by law, any claim arising from the Site or these Terms must be filed within one year after the claim arose. Otherwise, the claim is permanently barred.

This provision does not apply when applicable law does not permit the contractual limitation of a claim period.

29. Severability

If any provision of these Terms is found invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted or modified to reflect its original intent.

The remaining provisions will remain in effect.

30. No Waiver

Harbur Realty’s failure to enforce any provision of these Terms does not waive the right to enforce that provision later.

A waiver is effective only when made in writing by an authorized representative of Harbur Realty.

31. Assignment

You may not assign or transfer your rights or obligations under these Terms without Harbur Realty’s written consent.

Harbur Realty may assign these Terms in connection with a merger, acquisition, sale of assets, reorganization, change of control, or transfer of Site operations.

32. Entire Agreement

These Terms, the Privacy Policy, and any additional terms presented for a particular product, event, registration, transaction, or service constitute the entire agreement between you and Harbur Realty concerning use of the Site.

If an additional written agreement governs a real estate representation, listing, purchase, sale, workshop, product, or other service, that agreement will control with respect to its subject matter.

33. Contact Us

Questions about these Terms may be directed to:

Harbur Realty
Email: rsharbur@gmail.com

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